重庆银行北碚支行被罚50万元:贷款五级分类不准确、突击披发短期无实质用途贷款

发布日期:2024-07-01 22:47    点击次数:107

重庆银行北碚支行被罚50万元:贷款五级分类不准确、突击披发短期无实质用途贷款

近日,国度金融监督处治总局两江监管分局公布的行政处罚信息公开表闪现,重庆银行股份有限公司北碚支行(以下简称“重庆银行北碚支行”)因在贷款处治中存在严重问题,被处以50万元的罚金。同期,时任该支行行长的陈朴也受到了监管警告。

据悉,重庆银行北碚支行在贷款五级分类方面存在不准确的情况,这一滑为径直影响了贷款风险的准确评估,可能导致银行对潜在风险的冷漠。此外,该支行还突击披发了短期无实质用途的贷款,这种动作不仅违抗了贷款披发的审慎性原则,还可能对银行的资金安全和流动性酿成不利影响。

针对上述问题,国度金融监督处治总局两江监管分局照章对重庆银行北碚支行进行了处罚,并责令其限期改正。同期,对时任行长陈朴的监管警告也标明了监管部门关于金融机构里面处治职守东说念主的严肃处理格调。

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